Keep the Promise:
Personal Finance Education for Texas Students

House Bill 27, which guarantees every Texas high school student a dedicated, semester-long personal finance course, is at risk.
Standards for that course have not even been established. Yet a proposed rule from the Texas Education Agency would approve a single course – the College Board’s AP Business with Personal Finance – in the absence of any standards.
No standards, no substitution.

Protect House Bill 27

  • House Bill 27 calls for:
    • A dedicated course
    • No less than 18 weeks of instruction
    • Teaching essential personal finance skills
  • Standards for the course have NOT been set but are being evaluated through the Texas Essential Knowledge and Skills (TEKS) process

Strike Section 113.127

  • Section 113.127 would pre-approve a single course before standards are set through TEKS and without independent and public evaluation
  • The College Board’s AP Business with Personal Finance course is unlikely to meet the state’s standards:
    • Only 17-20% of AP exam content is personal finance, while 80% is business
    • The College Board’s course has already been rejected by 5 states (WI, UT, KY, FL, CA) as not meeting personal finance education requirements similar to those in Texas
Texas high schoolers get one chance to learn how money works.
Make sure it’s the full course they were promised and not partial instruction that is unlikely to meet the state’s standards.
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